Articles on Reinsurance

This article briefly explains the concept of reinsurance. It also explains the various benefits which arise from reinsurance and how they help the insurance companies as well as the end consumers.

This article explains how reinsurance companies are different as compared to insurance companies. Different aspects of the business such as claim payments, risk assessment, and customer behavior have been compared in this article in order to highlight the differences between the two.

This article explains the impact that inflation has on reinsurance companies. This article also explains the various ways in which inflation impacts the functioning of a reinsurance company.

This article explains how global climate change is having an impact on the global reinsurance industry. The various ways in which climate change is adversely impacting reinsurance have been explained in this article.

This article explains the concept of catastrophe modeling. It explains how catastrophe models are used by reinsurance companies to predict losses. The various types of losses as well as the different components of a catastrophe model have been explained in this article.

This article explains the concept of catastrophe modeling and how it applies to the reinsurance industry. It also the various pros and cons which are commonly associated with this industry.

This article explains the concept of reinsurance brokers. It also explains the various services provided by reinsurance brokers as well as how these reinsurance brokers are compensated.

This article explains the pros and cons associated with using the services of a reinsurance broker. The impact of the various pros and cons on the various associated parties has been explained in detail in this article.

This article explains the concept of reinsurance sidecars. It explains what reinsurance sidecars are. It also explains what their history is and how they are structured to enable the reader to have a more holistic understanding of the subject.

This article explains the pros and cons of reinsurance sidecar contracts. It explains the pros and cons from the point of view of hedge fund investors as well as from the point of view of the reinsurance company.

This article explains the concept of reinsurance risk pools. It explains how sovereign, as well as private entities, collaborate in order to enable the functioning of risk pools. It explains the different types of risk pools and also tries to understand the reasons behind their popularity.

This article explains the pros and cons of reinsurance pools. It also explains how the pros and cons affect different stakeholders i.e. the government, the reinsurance company as well as the end consumers.

This article explains the concept of retrocession in reinsurance. It explains why retrocession is important by listing down the major benefits associated with it.

This article explains the concept of captive insurance and reinsurance companies. It explains the various concepts related to captive companies. Lastly, it also explains the two types of captive insurance companies.

This article explains the concept of fronting and how it relates to captive reinsurance. It also explains the different parties involved in this arrangement as well as how it works in detail.

This article explains the pros and cons of fronting. The business impact of the pros and cons of fronting has been explained in detail in this article.

This article explains the concept of reinsurance policy coverage. It explains the three different types of policy coverage which is available in the market. The similarities and differences between the same have been explained in detail in this article.

This article explains the advanced scenarios related to reinsurance policy coverage. It explains the meaning and purpose of the interlocking clause as well as that of hybrid insurance policies.

This article explains the concept of man-made catastrophes. It explains why such catastrophes are different from the reinsurers’ point of view. It also explains the salient features of man-made catastrophes which distinguish them from natural disasters.

This article explains the concept of an indexation clause. It explains how an indexation clause is structured and what its function is. It also explains the various variations of the indexation clause which are available in the market.

This article explains the pros and cons of indexation clauses in reinsurance contracts. The positive and negative impacts of the indexation clause have been explored in detail in this article.

This article explains the concept of a loss occurrence clause in a reinsurance contract. It explains how the loss occurrence clause functions as well as the points which need to be taken into consideration while understanding a loss occurrence clause.

This article explains the concept of layering in reinsurance. It explains how reinsurance layers work. It also explains how such layers are structured with respect to premium distribution and coverage distribution.

This article explains the pros and cons of layered insurance policies. The business impact of these layered policies on the ceding insurer as well as the reinsurer has been explained in detail in this article.

This article explains the concept of reinsurance pricing. It explains how the process works and also lists the main factors which need to be considered while pricing a reinsurance policy.

This article explains the concept of the burning cost approach. It also explains how reinsurance premium is calculated using the burning cost approach. The pros and cons of this approach have also been discussed in detail.

This article explains the various types of buyers in the reinsurance markets. It classifies the ceding insurers into different categories. This is done so that their needs can be understood better and products can be developed accordingly.

This article explains the concept of risk bundling in the reinsurance industry. It explains what is meant by homogenous and heterogenous bundling and provides a small write-up about their pros and cons.

This article explains how foreign exchange risk impacts the business of reinsurance companies. It also explains the types of risks faced by reinsurance companies and the steps taken to mitigate the same.

This article explains the concept of artificial intelligence and big data and how it relates to the reinsurance industries. The five major ways in which these technologies are likely to impact the reinsurance industry have been discussed in detail.

This article explains the concept of securitization and how it is a viable alternative to reinsurance. The reasons behind the increase in the use of securitization have also been mentioned in this article.

This article explains the various disadvantages of using securitization as an alternative to reinsurance. The various disadvantages as well as their impact on the different parties involved in securitization have been listed in this article.

This article explains the concept of retention ratio. It explains how the retention ratio is calculated. It also explains the flawed assumptions which are commonly made based on the retention ratio.

This article explains the various factors which influence retention ratio in the reinsurance industry. The impact of each of these factors has been briefly explained in this article.

This article explains the concept of run-off in reinsurance companies. It also explains how run-off reinsurance impacts the ceding insurers. Lastly, it explains the steps that can be taken by the ceding insurer as well as the reinsurance company to handle this situation.

This article explains the concept of reinstatement in a reinsurance policy. It explains how reinstatement works and also explains the types of reinsurance policies where it is applicable. Lastly, it provides information about the different ways in which reinstatement premium is calculated for reinsurance policies.

This article explains the concept of a reinsurance portfolio. It explains what a reinsurance program is. It also explains some of the benefits that are derived as a result of having a reinsurance program.

This article explains the various factors that influence the reinsurance program of a ceding insurance company. The article explains the impact of each individual factor in detail.

This article explains the concept of multi-tower reinsurance policies. It explains why these reinsurance policies are considered to be non-conventional. It also explains some of the benefits that these types of reinsurance policies offer from the ceding insurers point of view.