Digital Onboarding in Commercial Banking
Commercial banking has traditionally been slow to adopt the latest technology. However, over the past few years, commercial banks have undergone so much transformation that they have now started using different technologies to complete different steps of the same process. In order to foster automation and better adoption of technology, it is important to view […]
Bank Loans vs. Bonds: Debt Financing in Infrastructure Projects
Debt financing is the most important source of finance for infrastructure projects. In most infrastructure projects, the majority of the project is funded using debt-based financial instruments. Equity holders invest a significantly smaller amount. However, they bear all the risks. The size and scale of debt financing make it an important decision for any company […]
How Do Option Pools Work?
Option pools are synonymous with startups. Founders, investors, and employees expect the company to have some sort of option pool arrangement. It provides startup companies with some much-needed leverage required to compete with established companies in the labor market. However, a large number of entrepreneurs are not clear about what option pools are and how […]
Principles of Strategic Financial Management
The field of strategy is not an exact science. This is because strategies are made based on the assumptions that an individual or a group of people have about the future. It is for this reason that if different people undertake the activity of strategic financial management, they are likely to come up with different […]
Benefits and Drawbacks of Straight-Through Processing
In the previous article, we have already seen what straight-through processing is and how it is different from the usual commercial lending processes adopted by commercial banks. We now know that straight-through processing is a futuristic technology-based business model which all commercial banks are working towards. Right now, the model is not used in many […]
It is essential for every individual to keep aside some amount of his income for a secure future. The art of assigning some amount of money into something, which would benefit the individual concerned in the near future, is called as investment.
An individual can invest in any of the following:
Gold/Silver
Mutual Funds
Shares and Stocks
Bonds
Property (Residential as well as commercial)
An individual should not invest just for the sake of investing. One should understand as to why he needs to invest? Don’t just invest in any plan available in the market. Decide the best plan for yourself as per your income, age and financial requirements. One must go through the terms and conditions before investing in any market plan.
How would one come to know where to invest and where not to invest ?
How would an individual decide which organization’s share would yield him the best results in the near future and which should be sold off immediately ?
Here comes the role of a Portfolio Manager.
An individual who understands the client’s financial needs and designs tailor made investment solutions with minimum risks involved and maximum profits is called a portfolio manager.
A portfolio manager invests money on behalf of the client in various investment tools such as mutual funds, bonds, shares and so on to ensure maximum profitability.
It is the responsibility of the portfolio manager to choose the best plan for his client as per his financial requirements, income and ability to undertake risks.
Portfolio managers charge a good amount of money form their clients for their services. One must be careful while selecting the right portfolio manager.
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